New Zealand online casino payment methods - NZD banking

Learn all you need to know about New Zealand online casino payment methods.  We explain why credit cards are a convenient but expensive option compared to debit solutions. We explain whether or not PayPal is available and explore if Apple Pay is available for Kiwi casino players.  We also touch upon pre-paid methods, other e-wallets like Skrill, Neteller, Payz and MuchBetter for use at online casinos from New Zealand - it's all below. No matter what method you're trying to learn about, remember that the only legal online sportsbooks for New Zealand are now TAB and Betcha, but many of the major online gaming brands that you know, remain open to Kiwis in terms of their online and live dealer casino platforms - for fully legal play.

Why credit cards are expensive vs. debit & some e-wallet solutions for online casino payments

Credit cards are widely available to make deposits at all casino sites.  However, while convenient, credit card payments from New Zealand to online casinos are treated as ‘cash advances’, as opposed to 'purchases'.   This means that interest begins to accrue from the moment of the transaction, even if you always fully pay your monthly balance. Plus your bank or card provider will charge a cash advance fee, perhaps around $5.  At an interest rate of 20% or likely even higher on your card, this can be an expensive method of transaction that you may wish to avoid on an ongoing basis.

Thankfully, there are plenty of reputable bank debit or e-wallet methods that work instantly and directly with your New Zealand Dollar bank account and come with very low fees, likely a few dollars per transaction at most.  These include Visa & Mastercard debit cards. Some sites may even support debit card payments through Apple Pay.

Is PayPal available at casino sites for New Zealand?

If you want to make payments directly in New Zealand Dollars to gambling sites based outside New Zealand, no, PayPal is no longer available.  For a time, PayPal was available to use toward regulated betting sites based in Australia, but those betting brands are now closed to Kiwis. If you wish to make online casino payments with another e-wallet provider Skrill is probably the most popular one, which we touch on below.

Is Apple Pay available as an online casino payment method in New Zealand?

Yes, Apple Pay is available as an online casino payment method from New Zealand. However, the availability of this method comes down to the individual operator.  Since Apple Pay works with credit and debit cards, you can simply use either of these directly at essentially any of our top New Zealand casino sites. However, as we've discussed above, credit card payments, even via Apple Pay, will come with fees associated to "cash advances", so if using Apple Pay, it is better to use your debit card as the underlying payment method if possible.

Secondly, if you use Apple Pay at an online casino brand be sure you are playing in NZD - meaning the operator supports NZD accounts. Otherwise, you will pay an integrated FX fee on each deposit, in addition to the cash advance fees, if you use a credit card as your underlying funding method with Apple Pay.  That's why you're on SNBET - we only recommend online casino brands that support NZD accounts.

Lastly regarding Apple Pay toward casino sites from New Zealand; they are good for deposits only. When you are ready to make a withdrawal after having used Apple Pay for your deposit, the online casino operator will likely dictate the available withdrawal method. This might be a cheque or bank transfer, but due to Anti-money laundering rules, it will be their choice.  

What other e-wallets are available for online casino payments in New Zealand?

E-wallets Skrill, Neteller and Payz (formerly EcoPayz) are available for use from New Zealand with New Zealand Dollar accounts. These are similar to PayPal in terms of how you may use them to buy things online or make payments by linking them to credit cards, debit cards or funding them from New Zealand bank accounts, or even via cryptocurrencies. Despite both Skrill and Neteller being owned by the PaySafe Group, online casino operators may choose to support one or the other, or both. Don't take for granted that both brands will be supported by your chosen casino brand. Payz is certainly less supported by casino sites, but remains an option you may see. Note that fees for moving money with e-wallets are higher than simply using your debit card or making a bank debit. 

Does the MuchBetter e-wallet work from New Zealand?

Advertised within some sporting leagues, MuchBetter has become a popular e-wallet app for use toward gambling sites.  However, MuchBetter is more focused on other international markets. It does not really work very well for New Zealand, as NZD accounts are not supported.  The only functionality that appears to work from New Zealand with MuchBetter is with regard to cryptocurrency payments, but given the lack of NZD accounts, other methods are likely more suitable for Kiwis in this regard. So if you're asking if Kiwis can use MuchBetter for casino deposits or withdrawals, yes, but not in the way you're probably hoping to - look elsewhere so you can avoid FX fees.

What are the pre-paid solutions available at online casinos for New Zealand?

Paysafecard is by far the most widely supported pre-paid solution for online casinos serving New Zealand. They are available for purchase online, but also within a wide network of retailers across the country for physical paysafecard purchases.  Paysafecards are also available for purchase in several New Zealand Dollar denominations.  With them, you simply buy the card (or virtual card), then once at the casino site cashier page, enter the card PIN code to grant your funds. 

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